Our architecture is a "two-entity" model designed for global compliance and scalability. It cleanly separates local, fiat-based operations in a pilot country from the global, digital-asset issuance.

The Two-Entity Structure

1. The Local Origination Entity (The Originator):

   This is a registered legal company in the pilot country of operation (e.g., Vietnam, India). Its sole function is to operate locally. It signs legal agreements with local SMEs (the "Invoice Purchase Agreement") and manages all domestic, fiat currency (e.g., VND, INR) flows.

2. The Global Issuance Entity (The Issuer):

   This is our entity registered in a globally recognized, crypto-friendly jurisdiction (e.g., Abu Dhabi Global Market - ADGM). Its function is to operate the global digital platform. It mints the tokens, interfaces with global accredited investors, and manages all digital currency (e.g., USDC) flows.

This structure is the key to our compliance. The Global Issuance Entity never touches the local legal system, and the Local Origination Entity never touches digital assets.

Step-by-Step Asset & Capital Flow

This two-entity model creates a clear, auditable flow for every transaction, adaptable to any country:

1. Origination: An SME in Vietnam has a $10,000 invoice. The Local Origination Entity signs a legal agreement to purchase this invoice's future receivable.
2. Tokenization: The Global Issuance Entity mints a token that represents the legal right to the cash flow from that specific invoice.
3. Funding: Global, accredited investors on the OpenAssets platform purchase this token by sending USDC to the Global Issuance Entity.
4. Payout to SME: The Global Issuance Entity remits the funds to the Local Origination Entity. This entity then pays the Vietnamese SME their cash advance in Vietnamese Đồng (VND).
5. Repayment: In 60 days, the invoice buyer (e.g., in Germany) pays the $10,000 to the Local Origination Entity's collection account.
6. Distribution to Investors: The Local Origination Entity remits the funds to the Global Issuance Entity (a standard B2B cross-border transaction). The platform's smart contracts then automatically distribute the principal and yield (in USDC) to the token-holding investors.

A Clear & Compliant Framework

Our architecture is designed from the ground up to be compliant by default, with a clear separation of concerns.

1. At the Local Level (e.g., Vietnam, India)

• What We Comply With: All local foreign exchange and contract laws (such as FEMA in India or State Bank of Vietnam regulations).
• How We Comply: Our Local Origination Entity operates as a standard domestic business. The "factoring" or "assignment" of an invoice is a well-understood financial activity. All cash movements are simple, B2B, fiat-based transactions, fully documented for local regulators.